insurance on a short term basis
insurance, in a few short years, is now viewed as an
essential tool by hundreds of thousands of users, and it
is hardly surprising. Many of us are faced by situations
in which we need to either drive someone else's car, or
allow someone else to drive ours. Since the laws
regarding car insurance are, quite rightly, extremely
strict both of these options can create potential
problems; not only is it absolutely essential that we
have sufficient cover ourselves but we are also under a
legal obligation to ensure that anyone who drives our
own car with our permission also has sufficient
insurance to comply with the law. It is not enough to
think that this person is covered or even firmly believe
it; neither of these would be a valid defence if we were
prosecuted for allowing our vehicle to be driven whilst
uninsured and at the very least a large fine plus
penalty points, which could possibly even extend to a
driving ban, could be the result. It is vital therefore
that if any of us allows anyone else to drive our
vehicle, we must be absolutely certain that sufficient
cover is in place, otherwise we leave ourselves open to
potentially horrible consequences. How do we do that?
Simple. Inspect that person's insurance policy, or
arrange some short term cover.
Certainly, many people who own cars themselves have a
clause in their policy which allows them to drive any
vehicle which is not belonging to them or hired to them
under a hire purchase agreement; so far so good.
Unfortunately this insurance almost invariably extends
to the absolute minimum required by law; in other words
third party only cover. This means that if there is an
accident and your vehicle or any belongings within it
are damaged, you will be left with a very ticklish
problem over who pays for it. Buying a temporary policy
can solve this problem since fully comprehensive cover
is readily available for anything between just a single
24-hour period and four weeks.
Buying a policy could not be easier. Getting a quotation
should only take you as little as a minute or so with a
further two or three minutes necessary to buy the policy
online. You could then access your necessary
documentation, such as the policy details and the all
important insurance certificate, over the Internet and
download them so that you can print them out
immediately. These documents are generally accepted as
proof of cover should you have to produce this.
If you wish to buy a policy you will need to know the
number plate details of the car you wish to cover, but
if you are only looking for a quotation this would not
be necessary provided that you know the make, and model
of the vehicle.
To get a quotation please click the button above. You
could have cover in place and be able to drive the
insured vehicle legally within just a few short minutes.
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